Legal Disclosures
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0.1 Additional Costs
Clients may incur additional costs including but not limited to: - Custodial fees charged by the account custodian - Transaction costs for buying and selling securities - Mutual fund or ETF expense ratios - Tax preparation and accounting costs
0.2 Fee Billing
Advisory fees are typically deducted directly from client accounts on a quarterly basis. Detailed fee calculations are provided in quarterly statements.
1 Conflicts of Interest
1.1 Personal Trading
Our employees may own the same securities recommended to clients. We have policies in place to address potential conflicts and ensure client interests are prioritized.
1.2 Outside Business Activities
Any outside business activities or relationships that could create potential conflicts of interest are disclosed in our Form ADV Part 2.
2 Custody and Safekeeping
2.1 Qualified Custodian
Client assets are held by qualified custodians (typically Charles Schwab or Fidelity) and not by ECIC. Clients receive statements directly from their custodians.
2.2 Account Access
ECIC has limited power of attorney to manage client accounts for investment purposes but does not have custody of client assets.
3 Privacy and Confidentiality
3.1 Client Information
We maintain strict policies regarding the confidentiality of client information. Details of our privacy practices are outlined in our Privacy Policy.
3.2 Data Security
We employ industry-standard security measures to protect client data and account information.
4 Regulatory Compliance
4.1 Form ADV
Our current Form ADV is filed with the Utah Division of Securities and is available upon request or through the SEC’s Investment Adviser Public Disclosure website (www.adviserinfo.sec.gov).
4.2 Regulatory Oversight
Our firm is subject to examination by state securities regulators and maintains compliance policies and procedures.
4.3 Client Complaints
Any complaints regarding our services should be directed to our Chief Compliance Officer. Clients may also file complaints with the Utah Division of Securities.
5 Specific Disclosures
5.1 Research Methodology
Our proprietary research process is based on our internal analysis and has not been independently verified by third parties. Results and effectiveness may vary.
5.2 Performance Reporting
Performance figures presented represent model portfolios or composites and may not reflect the performance of individual client accounts due to timing of investments, cash flows, and individual circumstances.
5.3 Exclusion Criteria
Our ESG exclusion criteria are based on our internal research and may not align with other ESG methodologies. Companies may be added to or removed from exclusion lists based on changing circumstances.
6 Website Disclaimers
6.1 External Links
This website may contain links to external websites. We are not responsible for the content or accuracy of external sites and do not endorse any products or services offered by linked sites.
6.2 Technical Issues
While we strive to maintain accurate and current information, technical issues may occasionally result in outdated or incorrect information being displayed.
6.3 Intellectual Property
The content on this website, including our proprietary methodologies and research, is protected by copyright and other intellectual property laws.
7 Contact Information
For questions regarding these disclosures or to request copies of our Form ADV:
Invest Vegan LLC DBA Ethical Capital
90 N 400 E
Provo, UT 84606
Phone: +1 347 625 9000
Email: hello@ethicic.com
This disclosure document was last updated: August 2025
Important: This disclosure statement should be read in conjunction with our Form ADV Part 2 and client agreements. Nothing in this statement should be construed as a solicitation or offer to provide investment advisory services to residents of any state where we are not registered or exempt from registration.